Terms and Conditions




#CUSTOMER ACCOUNT:     #Purchases     #Live Online Webinars     #Live Events & Retreats     

#Damage to your computer     #Copyright Notice     #Changes to Legal Notices     #Laws, jurisdiction & Language

#PRIVACY POLICY:  #Use & Collection of Personal Information     #Cookies    #Security




In order to purchase goods on the Zero Universal website and to use our download services, you are asked to create an account which will contain certain personal details, which may vary. By continuing to use this website and by creating an account, you represent and warrant that:

  • all information you submit is accurate and truthful;

  • you choose to keep this information accurate and up-to-date.

Either Zero Universal Inc. or you may terminate your account. If Zero Universal Inc. terminates your account, you will be notified by email and an explanation for the termination will be provided. Notwithstanding the foregoing, we reserve the right to terminate without giving reasons.


  1. All books, CDs, DVDs, posters, images and downloadable items purchased through this website are non-refundable. If you have purchased an item that is damaged, please forward your order confirmation to and we will replace this item free of charge.

  2. If you have entered an order in error, please notify us immediately. If notifications are not received within 24 hours of purchase, we may not refund your order but will issue a credit towards a future purchase.

  3. Delivery charges vary according to the type of goods ordered and cannot be refunded after the order has been shipped.


  1. All live online webinars are intended for individual use or for additional family members of the same household only.

  2. All live online webinars are recorded. An mp3 file will be added to your account within 24 hours after the event.

  3. If you cancel a live online webinar at least 48 hours prior to the event, it will be credited toward a future purchase. After that time, if you cannot attend live, the recording will be available in your customer account.


  1. Deposits are non-refundable.

  2. All payments must be received in full 90 days prior to the event to secure your place.

  3. Cancellation prior to 90 days before the event: 100% refund (except deposit).

  4. Cancellation prior to 60 days before the event: 50% refund (except deposit).

  5. Cancellation prior to 30 days before the event: 25 % refund (except deposit)

  6. No refund within 30 days of the event.

  7. If something unexpected happens and you cannot attend, please contact to discuss.


We make every effort to ensure that this website and its content are free from viruses or defects. However, we cannot guarantee that your use of this website or any websites accessible through it will not cause damage to your computer. It is your responsibility to ensure that the right equipment is available to use the website. We will not be liable to any person for any loss or damage which may arise to computer equipment as a result of using this website.


  1. This website and its content is the copyright of © Zero Universal, Inc.. All rights reserved.

  2. This website contains material which is owned by Zero Universal, Inc. This material includes, but is not limited to, the design, layout, look, appearance, music, videos, course content and graphics. Reproduction is prohibited without prior consent from the owner. Please send your inquiries to

  3. Any redistribution or reproduction of part or all of the contents in any form is prohibited, including audio and video digital files.  You may, however, forward or print extracts for your personal and non-commercial use but we ask that you acknowledge the website as the source of the material.

  4. We acknowledge our collaborating artists, who own their creative art outright, and we are thankful for their contributions.   Also, we acknowledge NASA / ESA for their brilliant and expansive offerings, which reveal our incredible Universe.   Our site would not be the same without both these endowments.


We reserve the right to change these terms and conditions from time to time and you should look through them when needed.


This website, any content contained therein and any contract brought into being as a result of usage of this website are governed by and construed in accordance with the law of Belize.  Parties to any such contract agree to submit to the exclusive jurisdiction of the courts of Belize.  All contracts are concluded in English.




Zero Universal Inc is committed to protecting the privacy of anyone using our site and the confidentiality of any information that you provide us with. The purpose of this statement is to set out how we use any personal information that we may obtain from you.


In general you can visit our website without telling us who you are and without revealing any information about yourself. If, however, you want to use any service on our site, you will need to register and you will be asked to provide certain information such as your contact details. We will store this data and hold it on computer or otherwise.

We may use information that you provide:

  • To register you with our website and to administer it.

  • For assessment and analysis e.g. marketing, customer and product analysis.

  • To enable us to review, develop and improve our services.

We do not store any financial or card details anywhere on our systems. When making card payments no financial details are stored or logged by Zero Universal. Your payment details are collected and processed by our third party payment provider, which is PayPal.

If you come by the home office you will receive a nice glass of milk with a big plate of delicious COOKIES and then we can sit around the kitchen table and consider the infinite nature of life. etc.    


There is a technology called 'cookies' which may be used by us to provide you with for example, customized information from our website. A cookie is an element of data that a website can send to your browser which may then store it on your system. If you wish, you can usually adjust your browser so that your computer does not accept cookies. Please remember cookies do not contain confidential information such as your home address, telephone number or credit card details. We do not exchange cookies with any third party websites or external data suppliers.



We endeavor to take all reasonable steps to protect your personal information. However, we cannot guarantee the security of any data that you disclose on-line and we will not be responsible for any breach of security unless this is due to our negligence or willful default.

The Zero Universal Group

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